Blog | Varicash

2026-09-133 min read

Varicash Blog

Why is LTV different for equity and debt funds?

How is interest charged on a loan against mutual funds?

Can the interest rate change?

What is a floating interest rate?

What is the loan-to-value ratio?

How is the loan amount calculated?

What fees are charged on a loan against mutual funds?

Is there an EMI?

Is it an overdraft facility?

What is the interest rate on a loan against mutual funds?

Is interest charged only on the amount used?

How often is interest charged?

Can I withdraw multiple times?

Can I repay and withdraw again?

Is there a processing fee?

Is GST applicable on a loan against mutual funds?

Is stamp duty applicable?

Are there pledge charges?

Are there foreclosure charges?

Are there prepayment charges?

Are there renewal charges?

What happens if interest is overdue?

What is penal interest?

How can I reduce my interest cost?

Is the unused credit limit free?

Can I increase my credit limit?

Can I reduce my credit limit?

Can I transfer my loan to another lender?

Can I take another loan against mutual funds?

Can I use the loan for any purpose?

Can I use a loan against mutual funds for business?

Can I use a loan against mutual funds for investment?

Can I use a loan against mutual funds for tax payments?

Can I use a loan against mutual funds for education or medical expenses?

Is the sanctioned limit the same as the disbursed amount?

Is interest charged on the full limit?

Varicash Blog

Why is LTV different for equity and debt funds?

How is interest charged on a loan against mutual funds?

Can the interest rate change?

What is a floating interest rate?

What is the loan-to-value ratio?

How is the loan amount calculated?

What fees are charged on a loan against mutual funds?

Is there an EMI?

Is it an overdraft facility?

What is the interest rate on a loan against mutual funds?

Is interest charged only on the amount used?

How often is interest charged?

Can I withdraw multiple times?

Can I repay and withdraw again?

Is there a processing fee?

Is GST applicable on a loan against mutual funds?

Is stamp duty applicable?

Are there pledge charges?

Are there foreclosure charges?

Are there prepayment charges?

Are there renewal charges?

What happens if interest is overdue?

What is penal interest?

How can I reduce my interest cost?

Is the unused credit limit free?

Can I increase my credit limit?

Can I reduce my credit limit?

Can I transfer my loan to another lender?

Can I take another loan against mutual funds?

Can I use the loan for any purpose?

Can I use a loan against mutual funds for business?

Can I use a loan against mutual funds for investment?

Can I use a loan against mutual funds for tax payments?

Can I use a loan against mutual funds for education or medical expenses?

Is the sanctioned limit the same as the disbursed amount?

Is interest charged on the full limit?

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